CLAIMS/PROPOSALS |

DETAILS

MACHINE BREAKDOWN |

Sudden accidental and unforeseen physical loss of or damage to machinery and plant arising from mechanical/electrical breakdown, whilst in operation, at rest or during testing or re-erection at the clien't premises.


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LOSS OF PROFIT |

Consequential loss of gross profit, loss of revenue or increased costs of working, arising from indemnifiable loss or damage sustained under the Machinery Breakdown Policy.


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DETERIORATION OF STOCK |

Damage to stock of all descriptions caused by a change in the controlled environment of the holding rooms or chambers arising from indemnifiable damage to the insured machinery that creates the controlled environment.


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DISMANTLING, TRANSIT & ERECTION |

Accidental loss of or damage to plant and machinery during the operations insured against. This is a contingency policy and can include dismantling movement, loading, transit, offloading, storage, repositioning, re-erection, public liability and maintenance/guarantee. Cover can be limited to any or all of the aforegoing and can be adapted to suit most applications, such as exhibition or demonstration, etc. Where new machinery is involved the cover can include testing.


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WORKS DAMAGE |

Primarily an impact causing loss or damage to the client's own plant and machinery, to goods being manufactured or to goods under the custody and control of the client.


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COMPUTER & ELECTRONIC EQUIPMENT |

Loss or damage to computer, electronic data processing equipment and associated ancillary equipment arising from fire and allied perils. Accidental damage, malicious damage and machinery breakdown. The basic policy can be extended to cover increased cost of working and reconstitution of data and losses arising from the failure of electricity supply and Telkom land lines.


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PLANT ALL RISKS |

Loss of or damage to construction plant equipment from any cause whilst in storage, transit, on the contract site and being used as a tool of trade. The policy can be extended to cover the plant whilst underground and for machinery breakdown. In addition standard cover is available for hiring costs, legal liability arising out of the hire and continuing hire charges.


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CONTRACT WORKS |

Comprehensive All Risks cover intended for the erection of anything between private houses, cluster homes, small blocks of flats up to large projects such as suger mills, power stations, refineries and the like.


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